More than a spending tracker
The tools to understand your money.
And do something about it.
From the first statement to your next monthly review, Clarity gives every part of the process a place.
01Your accounts. One clear picture.
Bring your bank and credit-card records together. See what came in, what went out, and what’s left after spending.
- Monthly, yearly, and custom date ranges
- Account balance history and tracked net worth
- Transfers kept out of spending; refunds deducted
02Find the patterns behind the numbers.
See which merchants get the biggest share, how your spending changes, and where your budget needs attention.
- Cash flow, category mix, and daily spending charts
- Top merchants, budget trends, and plan-versus-actual views
- Pin the charts you use. Hide the ones you don’t.
03Import once. Skip the repeat work.
Turn a CSV statement into organized transactions with a review step before anything is imported.
- Save column mappings for each account
- Preview dates and amounts, and review duplicates
- Remember merchant categories for future imports
04Organize a month in fewer steps.
Split a shopping trip across categories, fix several records together, and return to useful views without rebuilding your filters.
- Split purchases and refunds by amount or percentage
- Bulk-edit categories, accounts, and review status with a preview
- Save search filters with fixed or rolling date ranges
05A budget that fits the month you’re having.
Set a plan for the everyday expenses and adjust it when travel, gifts, or a bigger purchase changes the month.
- Your own categories and subcategories
- Combined category limits or separate subcategory budgets
- One-month adjustments without rewriting your usual plan
06Keep your history. Keep your options.
Know which statements you’ve imported, spot missing coverage, and take your records with you whenever you need to.
- Statement history and coverage reminders
- Automatic recovery snapshots and named backups
- Restore a backup, move a vault ZIP, or export filtered CSV records